If you are already living in Spain or are planning to move to this great country, you have probably heard about repatriation insurance for foreigners. Repatriation insurance for foreigners is a lifesaver in critical situations, and ensures that you receive medical attention in your place of origin. It also ensures that your remains are transferred with dignity in the worst case scenario. But what exactly does it cover, is it mandatory, how to choose the best policy?
Below, we explain everything you need to know about this essential insurance, why it is so important for those living abroad, what coverage it includes and when it is convenient to take it out. All in clear, straightforward language and with up-to-date information.
What is repatriation insurance?
To understand what repatriation insurance is, we must first explain what repatriation is. Repatriation is the procedure by which a person (sick or deceased) is taken back from the country where he/she is, to his/her own country. This is done in order to receive medical attention there or to be buried, according to the request of the family or the person himself.
From the above, we can infer that repatriation insurance (for foreigners) is a type of insurance that covers everything necessary to take a sick person, who had an accident or died, back to their country of origin. This insurance is very important if you live in another country, because taking someone back in these conditions can be very complicated and cost a lot of money.
In Adeslas, you can take out insurance with repatriation for foreigners individually or included in a death insurance with repatriation for foreigners. This insurance also includes other complementary services such as legal assistance and document management.
What does repatriation insurance for foreigners cover?
A good insurance policy with repatriation for foreigners includes:
- Transportation costs of the body to the country of origin.
- Casket or funeral urn approved for international transfer.
- Legal documentation and consular procedures.
- Local funeral service prior to transfer.
- In some cases, companion travel for a family member.
These coverages are usually included in some life insurance policies or in comprehensive plans that combine death insurance and health care.
When is it advisable to take out repatriation insurance?
Repatriation insurance for foreigners is recommended from the first moment a person takes up residence in Spain, even temporarily. This includes:
- International students.
- Migrant workers.
- Persons in a situation of family regrouping or family regrouping.
- Non-profit residency visa applicants.
In fact, in some cases, insurance with repatriation for foreigners is part of the requirements to obtain legal residency. If you already know that it is a death insurance, you know, that by itself, it is not enough, you must include repatriation as a guaranteed service.
Therefore, if you plan to stay in Spain for more than 90 days or are applying for your NIE, it is highly recommended that you take out a suitable policy.
In case of death, what happens?
To begin with, the expenses and procedures for the death of a foreigner in Spain can exceed 5,000 euros if there is no adequate insurance. This is where repatriation insurance for foreigners becomes important.
With a good insurance you will not have to worry about anything, the insurance takes care of the whole process:
- Contact with the funeral home and management of the death certificate.
- Coordination with the consulate of the country of origin.
- Preparation of the body and embalming if necessary.
- Air shipment to the requested country.
- In some cases, financial and emotional support to family members.
Having a good insurance with repatriation for foreigners that covers all these aspects avoids the family having to assume costs and paperwork in times of bereavement.
Benefits of having (taking out) a repatriation insurance policy
Beyond complying with a possible legal requirement, having repatriation insurance for foreigners provides you with security and support. Let’s take a look at some of its advantages:
- Peace of mind for you and your loved ones, knowing that everything is taken care of.
- Avoid complex and costly arrangements with your relatives in another country.
- It gives you access to a network of professionals specialized in international funeral arrangements.
- You have the possibility of taking it out together with health insurance or life insurance.
- Improve your chances of having your residency application approved if you include comprehensive insurance.
Adeslas death insurance with repatriation for foreigners
Some insurers, such as Adeslas, offer policies that integrate health insurance, death insurance and international repatriation. These plans are designed to meet the real needs of foreigners living in Spain who need to comply with the requirements of Extranjería without complications.
If you are looking for a death cover insurance with repatriation and legal guarantees, do not hesitate to review the insurance options with repatriation for foreigners from Adeslas.
Importance of repatriation insurance for obtaining residency in Spain
Repatriation insurance is a key requirement for obtaining certain visas and residences in Spain (such as non-profit, study or family reunification), as it proves that the applicant has full health coverage including the transfer of remains to the country of origin in case of death. In addition:
- It avoids costs and complex procedures for family members in bereavement situations.
- It guarantees that the foreigner will not be a burden on the Spanish public system.
- It is a decisive factor for residency approval, as immigration authorities value it as proof of financial responsibility.
In conclusion, this insurance is not only a personal protection measure, but an indispensable legal requirement to ensure the success of the application for residency in Spain.
Travel and live safely in Spain
Living away from home implies new challenges, as well as new responsibilities. Having a repatriation insurance for foreigners is not just a formality, it is a way to take care of you and your loved ones in the most delicate moments.
Adeslas SegurCaixa offers you personalized plans, comprehensive coverage, 24/7 assistance and the guarantee of being the number one insurer in Spain.
Take out your insurance with repatriation for foreigners and start your new stage in Spain with the peace of mind of being protected.
