Are you thinking of moving to Spain or are you already here with your passport and need health care? Having health insurance is essential, not only to comply with the legal requirements, but it gives you the peace of mind of being covered for any medical needs. In 2025, with new regulations and the increasing migratory flow, it is essential to understand the importance of having health insurance for foreigners with a passport and what options it offers you.
If you are a foreigner, taking out a good health insurance for foreigners in Spain is one of the most important steps to integrate you in the country. It does not matter if you come for studies, work, family reunification or long-term tourism.
Main requirements to obtain health insurance
Having health insurance is especially useful for people who have not yet processed the health card for foreigners with NIE (Número de Identidad de Extranjero), but who are already in Spanish territory. One of the first steps to take out health insurance in Spain as a foreigner is to comply with certain basic requirements.
The most common include:
- Valid passport (in force).
- Not having legal residence yet (i.e., not having a NIE at the time of hiring).
- Declare that you do not have other public or private health coverage in Spain.
- To contract a policy with full coverage in national territory, with no co-payments or waiting periods.
- Certificate of insurance, which will be required when submitting your visa or residency application.
Remember that some of these requirements may vary slightly depending on the provider or your immigration status; however, basically these are the ones you need.
Is it mandatory to have health insurance in Spain if you are a foreigner?
Yes, in general terms, it is mandatory. If you are in Spain as a student, an extended stay tourist or applying for a residence visa without work activity, health insurance for foreigners with a passport is mandatory. This is because, due to your immigration status, you are not yet integrated into the Spanish public health system.
In these cases, health insurance coverage is required for:
- Primary care.
- Emergencies.
- Hospitalization.
- Surgeries.
- Diagnostic tests.
- Health repatriation, in many cases.
If you find yourself in one of these situations, you can quote your insurance for foreigners with passport with Adeslas. Our insurance policies meet all these requirements and are specifically designed to cover the needs of foreigners with passports who do not yet have a NIE.
What is included in health insurance for foreigners
A good medical insurance for foreigners in Spain should offer comprehensive coverage and no small print. Aware of this, the insurance policies offered by Adeslas are designed to ensure quick and easy access to quality medical services. Among the main coverages we can highlight:
General and specialized medical assistance
This insurance includes access to one of the most extensive medical lists in Spain, with professionals in all areas of health. From general medicine consultations to specialists such as gynecology, pediatrics, dermatology, traumatology, cardiology and more. In addition, in some cases, you can choose the doctor who will attend your case, which provides a more personalized attention.
Hospitalization and surgeries
If you need surgery or hospitalization, you will be covered with no additional copayments. This includes scheduled and urgent hospitalizations, access to individual rooms (when available) and postoperative care necessary for a safe recovery.
24-hour emergency
They usually include medical care for accidents and pediatric emergencies, which guarantees an immediate response in any critical situation, at any time of the day. It covers emergencies 24 hours a day, both in hospitals and at home. This is key if you have just arrived and are still getting settled in the country.
Diagnostic tests and treatments
X-rays, tests, MRIs and more, all included from day one. It also covers outpatient treatments such as physiotherapy, rehabilitation, infiltrations and more advanced diagnostic procedures such as ultrasounds, CT scans or endoscopies, according to medical necessity.
Repatriation
Some insurance policies, such as those offered by Adeslas, include health repatriation, a common requirement in many visas. This coverage includes transfer to the country of origin in case of death or for serious medical reasons, which represents a guarantee of full support even in extreme situations.
If you are interested in the best insurance for foreigners, you can quote the insurance for foreigners with Adeslas passport.
Main advantages of contracting with Adeslas
Adeslas is a leader in health insurance in Spain, and its policy for foreigners stands out for:
- Immediate coverage, without gaps or co-payments.
- Personalized and multichannel service.
- Access to more than 50,000 professionals and 1,400 medical centers.
- Digital medical assistance (video consultations, electronic prescriptions, 24-hour telephone guidance, and more…).
These benefits make Adeslas’ health insurance for foreigners with passports one of the best options on the market in 2025.
Frequently asked questions about health insurance for foreigners with passports
Let’s take a look at some of the most common questions about health insurance for foreigners with passports in Spain.
How much does insurance for foreigners cost?
It depends on age and coverage, but prices start from about 30-40 €/month in basic plans. In Adeslas, there are very complete options from approximately 50 €/month, with no co-payments or deficiencies.
How long does it take to activate the insurance?
In most cases, the insurance is activated immediately or within 24-48 hours. It is ideal for those who are processing visas.
Do I need a medical check-up to hire you?
No. Most insurance policies for foreigners, such as Adeslas, do not require prior examinations or complex health questionnaires.
Get your health insurance today
Health insurance for foreigners with a passport is key if you are thinking of living or staying for a period of time in Spain. Not only is it a requirement for many visas, but it guarantees your peace of mind in case of any emergency or health need.
In Adeslas you can quote your insurance for foreigners with passport, here you will find personalized options, no co-payments, no deficiencies, with extensive coverage and a first class medical network.
Don’t wait until you have an emergency to act, start your life in Spain protected from day one.
